The Ministry of Labour and Employment has announced additional benefits for workers through ESIC to address the fear and anxiety of workers about well-being of their family members due to increase in incidences of death due to COVID -19 pandemic. Enhanced social security is sought to be provided to the workers without any additional cost
to the employer.
Currently for the Insured Persons (IPs) under ESIC, after death or disablement of the IP due to employment injury a pension equivalent to 90% of average daily wage drawn by the worker is available to the spouse and widowed mother for life long and for children till they attain the age of 25 years. For the female child, the benefit is available till her marriage.
To support the families of Insured Persons (IP) under the ESIC scheme, it has been decided that, all dependent family
members of IPs who have been registered in the online portal of the ESIC prior to their diagnosis of COVID disease and
subsequent death due to the disease, will be entitled to receive the same benefits and in the same scale as received by the dependents of insured persons who die as a result of employment injury, subject to the following eligibility conditions
- Employee must have been registered three months prior to date of COVID-19 Diagnosis
- 70 days contribution within immediately preceding one year of COVID Diagnosis
The Scheme shall be effective for a period of two years w.e.f. 24.03.2020.
Benefits Under the Scheme
|Eligible Beneficiaries||Pension Term||Amount of Pension|
|Spouse||During Life||3/5 * 90% of average daily wage|
|Two or more widows||During Life||3/5/No. of widows * 90% of average daily wage|
|Each Legitimate or Adopted Son||Until the age of 25 years||2/5 * 90% of average daily wage|
|Each Infirm Legitimate or Adopted Son||Until the Infirmity Lasts||2/5 * 90% of average daily wage|
|Each Legitimate or Adopted unmarried daughter||Until the marriage||2/5 * 90% of average daily wage|
|Each Infirm Legitimate or Adopted unmarried daughter||Until the Infirmity Lasts||2/5 * 90% of average daily wage|
|Widowed Mother||During Life||2/5 * 90% of average daily wage|
|Total Pension amount shall not exceed 90% of the average daily wage rate else the benefit shall be reduced proportionately|
|In absence of Above Beneficiaries|
|Parent||During Life||3/10/No. of parents * 90% of average daily wage|
|Grand Parent||During Life||3/10/No. of grand parents * 90% of average daily wage|
|Any other Male dependent||Until the age of 18 years||2/10/No. of dependents * 90% of average daily wage|
|Any other Female dependent||Until the age of 18 years or marriage||2/10/No. of dependents * 90% of average daily wage|
The claimant shall submit below documents with nearest ESIC Branch Office:
- Form CRS-I.
- COVID-19 Positive Report .
- Death Certificate.
- Aadhaar/Birth Certificate of beneficiaries.
- Bank Passbook copy of beneficiary.
Power to decide the case shall be with the Regional Director/Sub regional office in charge.Death after recovery from COVID-19 shall also be considered if the death occurs within 30 days of the recovery or discharge. If the date of recovery cannot be ascertained then post COVID-19 death after 45 days of testing COVID-19 positive shall also be considered for relief under the scheme.
Time limit for approval of claim shall be 15 days from receipt of complete claim.
The minimum relief under the scheme shall be Rs 1800/- per month